983 White Oak Dr, Waterloo, IL 62298

$475,000
3
BD
3
BA
2,740
SqFt

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Sold Price
$475,000
List Price
$475,000
Closing Date
Sep 17, 2026
Days on Market
42
MLS#
26049892
Status
CLOSED
Bedrooms
3
Full baths
3
Living Sq. Ft
2,740
Lot Size
109,335
Acres
2.51
Year Built
1996
Subdivision
Cedar Lake Estates
School District
Waterloo DIST 5
County
Monroe
Listing Type
Single Family Residential
Property Type
Traditional
Style Description
Traditional

Property Description

Welcome to this exceptional 3-bedroom, 3-bathroom home nestled on a stunning 2.51-acre lot graced with beautiful mature shade trees in Waterloo, IL! With 2,740 square feet of thoughtfully designed living space, a gorgeous brick and vinyl exterior, and an incredible array of updates and features, this property is truly something special from the moment you arrive. The charming covered front porch sets the tone for the warmth and character found throughout this remarkable home. The attached 2-car side entry garage provides everyday convenience, while a separate 1-car detached garage offers excellent additional storage space for all your needs. Step inside and be immediately captivated by the breathtaking family room featuring stunning hardwood floors, a classic wood burning fireplace perfect for cozy evenings, and a bay door that opens to the generously sized newly updated composite deck, where scenic views of the beautiful wooded acreage create an absolutely unforgettable backdrop for entertaining and relaxing. The well-appointed kitchen boasts a tile backsplash, ample cabinet storage, and a cheerful breakfast area with all appliances included! The dedicated dining room provides an elegant setting for meals and gatherings, while a convenient main level laundry room and full bathroom add exceptional everyday functionality. Head upstairs to discover the truly sprawling primary bedroom suite which is a luxurious retreat featuring a cathedral ceiling, an enormous walk-in closet, and a spa-like attached bathroom complete with a dual vanity, soaking tub, and separate shower. Two additional well-appointed bedrooms, a second full bathroom, and a versatile loft area — perfect for a home office, reading nook, or additional lounge space — complete the upper level. The finished lower level further expands your living space with a sprawling recreation room and a dedicated exercise room — providing the ultimate space for entertaining, fitness, and everyday enjoyment. And the best part? The bar and shuffleboard can stay with an accepted contract request, making this the ultimate entertainment destination! Recent updates provide exceptional peace of mind and add significant value throughout, including a brand new roof, new composite decking, and approximately 90% new siding, ensuring this home is as solid as it is beautiful. A dual furnace system, all-electric utilities, and all appliances included round out this incredible package. Step outside and experience the magic of 2.51 private acres dotted with beautiful mature shade trees — a serene and picturesque setting unlike anything else. The deck and patio create the perfect outdoor entertaining and relaxation space, completing this truly exceptional property. With its stunning acreage, incredible updates, spacious layout, and fantastic features throughout, 983 White Oak Dr is a rare and wonderful find in Waterloo.

Additional Information

Elementary School
WATERLOO DIST 5
Jr. High School
WATERLOO DIST 5
Sr. High School
Waterloo
Garage Spaces
2
Parking Description
Attached, Detached, Driveway, Garage, Garage Door Opener, Garage Faces Side
Basement Description
Partial
Lot Description
Back Yard, Few Trees, Front Yard
Appliances
Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Electric Oven, Refrigerator, Washer, Electric Water Heater
Amenities
None
Cooling
Ceiling Fan(s), Central Air
Sewer
Septic Tank
Heating
Forced Air
Water
Public
Selling Terms
Cash, Conventional, FHA, USDA Loan, VA Loan

Listing courtesy of Linda Frierdich. Century 21 Advantage

Selling Office: Keller Williams Pinnacle.

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